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	<title>Comments on: a career change at 50</title>
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		<title>By: Lacey Chapel</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117588</link>
		<dc:creator>Lacey Chapel</dc:creator>
		<pubDate>Sat, 19 Mar 2011 23:44:05 +0000</pubDate>
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&lt;p&gt;Hey Coleen1 I was just curious if you were able to find anything? There might be something as a &lt;a href: &quot;http://www.captiveadvisors.com&quot;&gt;captive manager&lt;/a&gt; which is similar to the independent home insurance agent.&lt;/p&gt;
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		<content:encoded><![CDATA[<p>Hey Coleen1 I was just curious if you were able to find anything? There might be something as a &lt;a href: &#8220;http://www.captiveadvisors.com&#8221;&gt;captive manager&lt;/a&gt; which is similar to the independent home insurance agent.</p>
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		<title>By: Coleen1</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117587</link>
		<dc:creator>Coleen1</dc:creator>
		<pubDate>Fri, 24 Sep 2010 22:11:38 +0000</pubDate>
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		<description>&lt;p&gt;Oh, I see. I actually got my license through Aflac. I gave it 3 months but had to cut my loss and try to find something else that paid me now. I was spending a lot of time and resources to generate lead and not getting anywhere except a large gas bill....&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Oh, I see. I actually got my license through Aflac. I gave it 3 months but had to cut my loss and try to find something else that paid me now. I was spending a lot of time and resources to generate lead and not getting anywhere except a large gas bill&#8230;.</p>
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		<title>By: rachelbravo</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117586</link>
		<dc:creator>rachelbravo</dc:creator>
		<pubDate>Fri, 24 Sep 2010 09:36:22 +0000</pubDate>
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		<description>&lt;p&gt;An independent insurance agent is one that sells plans from different home insurance companies like say The Hartford, or Geico, Progressive, etc; A captive insurance agent is one who sells the policies of only one insurance company, like say just The Hartford.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>An independent insurance agent is one that sells plans from different home insurance companies like say The Hartford, or Geico, Progressive, etc; A captive insurance agent is one who sells the policies of only one insurance company, like say just The Hartford.</p>
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		<title>By: Coleen1</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117585</link>
		<dc:creator>Coleen1</dc:creator>
		<pubDate>Mon, 06 Sep 2010 16:26:54 +0000</pubDate>
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		<description>&lt;p&gt;No I have not. What is an independent /captive home inurance agent?&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>No I have not. What is an independent /captive home inurance agent?</p>
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		<title>By: mathewperry</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117584</link>
		<dc:creator>mathewperry</dc:creator>
		<pubDate>Mon, 06 Sep 2010 08:29:53 +0000</pubDate>
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		<description>&lt;p&gt;Have you thought of becoming an independent/captive &lt;a href=&quot;http://aarp.thehartford.com&quot;&gt;home insurance&lt;/a&gt; agent?&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Have you thought of becoming an independent/captive <a href="http://aarp.thehartford.com">home insurance</a> agent?</p>
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		<title>By: Coleen1</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117583</link>
		<dc:creator>Coleen1</dc:creator>
		<pubDate>Sat, 04 Sep 2010 15:16:49 +0000</pubDate>
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		<description>&lt;p&gt;Thanks for allowing me to do so....&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for allowing me to do so&#8230;.</p>
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		<title>By: FancyFrancie</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117582</link>
		<dc:creator>FancyFrancie</dc:creator>
		<pubDate>Fri, 03 Sep 2010 20:53:50 +0000</pubDate>
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		<description>&lt;p&gt;If you haven&#039;t done so, check out your area community college(s).&#160; Most have women&#039;s centers, who can help women in your situation.&#160; Yes, everything is impersonal today, but that isn&#039;t going to change.&#160; Yes, you need to get on top of technology, because that isn&#039;t going to change either.&#160; It&#039;s brutal out there, and hundreds of thousands of competent people are unemployed.&#160; Frame your years at home, describing the skills needed to run a household.....management of people and complex schedules, budget management, setting priorities among competing interests.....stay at home moms are managers......will an employer buy this?&#160; Maybe, and if the person you&#160;are talking to is a parent, they will get it.&#160; We were all somewhat naive, but even those who weren&#039;t are suffering today.&#160; Nothing&#160;wrong with a little self-pity.....venting is good for the soul.&#160;&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>If you haven&#8217;t done so, check out your area community college(s).&nbsp; Most have women&#8217;s centers, who can help women in your situation.&nbsp; Yes, everything is impersonal today, but that isn&#8217;t going to change.&nbsp; Yes, you need to get on top of technology, because that isn&#8217;t going to change either.&nbsp; It&#8217;s brutal out there, and hundreds of thousands of competent people are unemployed.&nbsp; Frame your years at home, describing the skills needed to run a household&#8230;..management of people and complex schedules, budget management, setting priorities among competing interests&#8230;..stay at home moms are managers&#8230;&#8230;will an employer buy this?&nbsp; Maybe, and if the person you&nbsp;are talking to is a parent, they will get it.&nbsp; We were all somewhat naive, but even those who weren&#8217;t are suffering today.&nbsp; Nothing&nbsp;wrong with a little self-pity&#8230;..venting is good for the soul.&nbsp;</p>
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		<title>By: FancyFrancie</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117579</link>
		<dc:creator>FancyFrancie</dc:creator>
		<pubDate>Thu, 02 Sep 2010 18:51:19 +0000</pubDate>
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		<description>&lt;p&gt;Where I live, the usual response is over 100 resumes for almost any job announcement........with highly educated/experienced people applying for any and everything.&#160; People who are hiring, who haven&#039;t been hit by a job loss, seem amazed by it.&#160; Seems some are still somewhat oblivious to what the real situation is.&#160; Also noticing that almost all employers use online apps these days, in addition to asking for resumes, and that means one has to fill in dates for everything, so one&#039;s age is obvious, and one can be rejected on that basis and never know it.&#160; I&#039;ve even had some that asked for high school dates!&#160; I&#039;m over 60, so this is really disheartening for me.&#160; I look young, have tons of energy, but&#160;I need&#160;to get in the door to demonstrate that.&#160; Meantime, I keep plugging away.......&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Where I live, the usual response is over 100 resumes for almost any job announcement&#8230;&#8230;..with highly educated/experienced people applying for any and everything.&nbsp; People who are hiring, who haven&#8217;t been hit by a job loss, seem amazed by it.&nbsp; Seems some are still somewhat oblivious to what the real situation is.&nbsp; Also noticing that almost all employers use online apps these days, in addition to asking for resumes, and that means one has to fill in dates for everything, so one&#8217;s age is obvious, and one can be rejected on that basis and never know it.&nbsp; I&#8217;ve even had some that asked for high school dates!&nbsp; I&#8217;m over 60, so this is really disheartening for me.&nbsp; I look young, have tons of energy, but&nbsp;I need&nbsp;to get in the door to demonstrate that.&nbsp; Meantime, I keep plugging away&#8230;&#8230;.</p>
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		<title>By: Coleen1</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117581</link>
		<dc:creator>Coleen1</dc:creator>
		<pubDate>Thu, 02 Sep 2010 18:41:19 +0000</pubDate>
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		<description>&lt;p&gt;Thanks for your feedback. I have been on hospital job postings in my area and the like. I have created job profiles on every job site I can find. I have been applying to everything from cleaning toilets to real estate appraisal job postings. The problem is I am competing with much younger people that have been breast fed on technology, and people with a higher appraisal license than mine&#8230; The laws changed with regard to my license level and now all of the sudden, I am no longer qualified to appraise the same properties I once was qualified to appraise, according to the current licensure laws&#8230;I will need a bunch of college credits to upgrade, and lack the funds to do so. I have applied for college grants and assistance. My debt will still be higher than what I will earn&#8230;.I am willing to learn a new career but no one wants to give you any training, learning curve, or half a chance&#8230;.Also, things are so impersonal anymore. Everything is done on line now. This process is very cumbersome and difficult. What happened to the day of going into a business and asking them for a job? &#160;I am realizing that my years of being a stay at home mom, my life experience, professional experience in real estate in the past 8 years means absolutely nothing. &#160;I feel like that 18 year old trying to find a job, but no one wants to take a chance, due to experience&#8230;.Mean while, 25 years of marriage as I managed the house hold and raising 2 successful children mean nothing. My husband was gaining experience and tenure &#8230;.My ex has a great job making 6 figures, while I can&#8217;t even get a minimal wage job. I am sorry I don&#8217;t mean to sound like I am self pitting, but it is the reality for a woman who wasted her life thinking I would live happily ever after taking care of kids and a husband. I sure was naive!!! &#160;&#8230;.and yes, I am feeling very angry and bitter at the moment.&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>Thanks for your feedback. I have been on hospital job postings in my area and the like. I have created job profiles on every job site I can find. I have been applying to everything from cleaning toilets to real estate appraisal job postings. The problem is I am competing with much younger people that have been breast fed on technology, and people with a higher appraisal license than mine&hellip; The laws changed with regard to my license level and now all of the sudden, I am no longer qualified to appraise the same properties I once was qualified to appraise, according to the current licensure laws&hellip;I will need a bunch of college credits to upgrade, and lack the funds to do so. I have applied for college grants and assistance. My debt will still be higher than what I will earn&hellip;.I am willing to learn a new career but no one wants to give you any training, learning curve, or half a chance&hellip;.Also, things are so impersonal anymore. Everything is done on line now. This process is very cumbersome and difficult. What happened to the day of going into a business and asking them for a job? &nbsp;I am realizing that my years of being a stay at home mom, my life experience, professional experience in real estate in the past 8 years means absolutely nothing. &nbsp;I feel like that 18 year old trying to find a job, but no one wants to take a chance, due to experience&hellip;.Mean while, 25 years of marriage as I managed the house hold and raising 2 successful children mean nothing. My husband was gaining experience and tenure &hellip;.My ex has a great job making 6 figures, while I can&rsquo;t even get a minimal wage job. I am sorry I don&rsquo;t mean to sound like I am self pitting, but it is the reality for a woman who wasted her life thinking I would live happily ever after taking care of kids and a husband. I sure was naive!!! &nbsp;&hellip;.and yes, I am feeling very angry and bitter at the moment.</p>
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		<title>By: Sunblossom</title>
		<link>http://www.vibrantnation.com/work-money/a-career-change-at-50/comment-page-1/#comment-117578</link>
		<dc:creator>Sunblossom</dc:creator>
		<pubDate>Wed, 01 Sep 2010 18:48:40 +0000</pubDate>
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		<description>&lt;p&gt;I hear you there....I have relocated my living situation, but still have to commute 40 minutes each way and have been trying for over 2 years to find something in my area....it is just the most frustrating thing...it is the first time in my life I have not gotten a job I wanted easily....there are so many applications for every job it is ridiculous, one guy told me he gets 60 applications for every job he posts....I am taking steps to build a home-based business, hopefully I can be successful at that...&lt;/p&gt;</description>
		<content:encoded><![CDATA[<p>I hear you there&#8230;.I have relocated my living situation, but still have to commute 40 minutes each way and have been trying for over 2 years to find something in my area&#8230;.it is just the most frustrating thing&#8230;it is the first time in my life I have not gotten a job I wanted easily&#8230;.there are so many applications for every job it is ridiculous, one guy told me he gets 60 applications for every job he posts&#8230;.I am taking steps to build a home-based business, hopefully I can be successful at that&#8230;</p>
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