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teritwo
Best Retirement City
posted 05/31/2010, 10:59PM new!

Can anybody suggest the best retirement city?    Currently I live in Dallas and ithe cost of living is low and no state tax.  The summers are hot though and I do not like that.  

responses (70)

hattie08 said to teritwo 05/31/2010, 10:59PM new!

I recently spoke to a woman who had spent her working life in the northeast, but was looking for a place to retire.  She deliberately made a list of her priorities, her "must haves.".  She wanted a warm dry climate, a diverse community, to be near a university,  to have access to a Unitarian church.  She settled in New Mexico and loves it.

If I made such a list--I'd want a change of seasons, a progressive community, access to theater and scenic places to walk. Anoher friend wanted a small town within a region known for antiquing, but close to a large city with good access to hospitals.  

Scuba P said to hattie08 05/31/2010, 10:59PM new!

For your list Hattie, I would suggest suburbs outside of Washington DC, NY or Boston, but more the later two.  If including Canada, I would add Montreal and Toronto.

I would like a place in New England, Lake Tahoe and a place in the Florida Keys.  Where's my lotto ticket!

hattie08 said to Scuba P 05/31/2010, 10:59PM new!

I actually have Canadian friends who live in small towns outside Toronto--within an easy drive to Stratford or Niagara on the Lake. Many go to Florida for Jan and Feb.  Victoria on Vancouver Island is a popular retirement area--temperate climate, lovely gardens.

 

 

tennim said to Scuba P 05/31/2010, 10:59PM new!

In Canada, Ottawa is great.   A big village, with just under a million people.  Lots of green space.   Access to the Gatineau park with lots of lakes for swimming, canoeing, etc. less than 45 minutes away.   Small enough with a great Arts Centre and only 2 hours from Montreal.

Sahayoga said to tennim 05/31/2010, 10:59PM new!

Yep Ottawa is good...except for the snow

 

rlroberts said to Scuba P 05/31/2010, 10:59PM new!

Scuba,  I am not ready for retirement yet, but I dream of having a place in the keys also.

A month or so ago there was a post about house sharing.  I think it would be interesting to find a small group of women interested in retiring to the same place who would invest in a place together.  The built in friends and support group would make the transition much easier and sharing a home makes it much more feasible.

 

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2Gardenias said to rlroberts 05/31/2010, 10:59PM new!

I think it is a wonderful idea to join a small group of women interested in buying a home.  It may be a good start going on a trip together to a place where we might want to retire and to see how we all get along.

rlroberts said to 2Gardenias 05/31/2010, 10:59PM new!

That's a great idea!  If I were ready to retire I would organize such a trip. 

ColleenBx said to rlroberts 05/31/2010, 10:59PM new!

I am only 52 and at the rate I am going, will not be able to retire for another TWENTY years ...BUT, when/if I do, I would absolutely be interested in taking a trip with a group of women to see if we could live together... I have been telling my childhood girlfriends that for years but they think I am nutso! lol...I vote for New Mexico only because I have been there and it is beautiful....but I would also consider the Florida Keys.. I adore the beach...Let's do this..

sunsetwriter said to 2Gardenias 05/31/2010, 10:59PM new!

This is a geat idea. A friend and I have toyed with this idea.....but I am married and she is not. Still, she rcommended a book she found through another friend: "A Year on Ladybug Farm" by Donna Ball. I read it on a weekend by the pool. It gives you ideas and present the pros and cons of this decision.

As for a place to retire: I want a diverse community, a university or two, hospitals and walk-friendly areas, history. The weather is important, but I can adjust, what I won't give up is being near water, an ocean preferably.

dragonfly said to rlroberts 05/31/2010, 10:59PM new!

we're talking Golden Girls right?  i think that would be fun and financially and emotionally smart!  great idea for me up the road, too!   

ccolbert said to rlroberts 05/31/2010, 10:59PM new!

The idea of house sharing is one of the best I've discovered on this site so far!  As I am getting ready to retire, this is especially interesting.  I see however that there is no mention of retiring outside of the US .... what with the state of affairs in the US ... it might be worth considering thinking outside of this particular geographical box ... for those truly adventurous souls!

Cheers ... Christina

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Sahayoga said to rlroberts 05/31/2010, 10:59PM new!

Great Idea! I have a yoga retreat for sale - it has 7 bedrooms and lots of common space in Ontario. Perhaps that would be good for you :)

Sahayoga said to Scuba P 05/31/2010, 10:59PM new!

I don't know that I would settle in Toronto.....I live 2 hours outside of Toronto.

trurofox said to hattie08 05/31/2010, 10:59PM new!

I have lived in the NY metro area for most of my life. Although is has so very much to offer, I have always been drawn to New England towns. When thinking about retirement my mind always goes to Cape Cod. But, alas, is does get a bit desolate in the winter and depending on where one lives there, you could end up being very isolated. However, towns like Chatham, Orleans, and Hyannis are more suburban like settings and will offer more services year round. I am drawn to New England because I cannot imagine life without the 4 seasons; crazy as it may seem, I love the snow, but, the humidity of northern NJ makes me miserable. I was watching CBS Sunday Morning several months ago and saw a wonderful story on Asheville, N.C. It certainly has a lot to offer and seems to fulfill all my needs (physical, emotional, medical, etc). Here's the link to the story. Please check it out. It puts a new spin on the possibilities retirement has to offer us as we age. http://www.cbsnews.com/video/watch/?id=5020563n

Scuba P said to teritwo 05/31/2010, 10:59PM new!

Teri, First make a list of what you want to have in your ideal city or town, then you can start the search.  See this attachment:

http://www.topretirements.com/tips/Choosing_a_Community/100_Best_Retirement_Towns.html

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debanne said to teritwo 05/31/2010, 10:59PM new!

We love the shore, so one of the Carolinas, at lest 20 minutes from the ocean. I think making of list of your ideal place to retire is a great idea, then go from there!

Good luck!

annmmc said to teritwo 05/31/2010, 10:59PM new!

I live near Dallas, and hope to retire in five years, so I've been thinking about this a lot, myself.  I appreciate the relatively low cost of living and no state tax, like you do, and the health care is excellent.  I have a network of friends here, too, and don't want to spend years building another one.  Plus, I've had my share of northern winters.  So instead of pulling up stakes, I'm simply going to budget for significant time away during the summers -- renting a small place for 2-3 months in cooler climes, not necessarily a "vacation spot."  To be honest, I do this already, as I'm a teacher.  It's very easy to do.  I get the change of scene and climate, meet interesting people, and can return to a location the following summer or try a new one.  And my low-cost house, my old friends, and favorite activities are still waiting for me back in the big D.

whitehydrangea said to annmmc 05/31/2010, 10:59PM new!

I agree with your comment about the network of friends.  I have done some retirement planning for clients and among some of the things we discuss, is do NOT move away from friends and family because you need that support system and its difficult to build up such a network later in life.  Consider this when deciding where you will move to.  Its a great idea to "get away" for a few months but not permanently.  Having said that, I live in Ontario and the entire province is absolutely beautiful so this may be a place you'd come to get away!

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annmmc said to whitehydrangea 05/31/2010, 10:59PM new!

I would love to visit Ontario!  I spent some time in Toronto once and really enjoyed it -- would like to go farther afield there.

Speaking of retirement strategies, my financial advisor says that if for any reason I decide to sell my house, I should just rent from here on out (I'm about to turn 59).  In the long run it's way cheaper -- and would have been five years ago when I "bought" my house, but she understood my desire to try that on my own, post-divorce. I love this little house that the bank and I own, but the American Dream of home "ownership" (owe-er-ship?) is not that good a deal.  It would be just my luck for the whole plumbing system to go out the month I go on Social Security -- ha.  How much easier just to call the landlord.  I don't see rent money as cash "thrown away;" we all have to pay somebody something monthly for shelter. 

To the women who are discussing buying a home together: I've had those talks with single friends, too, but the consensus is to rent, not buy.  Even the jolliest web of pals is going to change, through discontent, death, even marriage.  I think we consider "buying" an act of freedom that ensures stability, when in fact it can become a trap. 

Of course, if one has far more resources than I, these considerations might not seem so important. But I still think thriftiness and minimalism offer far more freedom than the opposite.  Must be the Scotch in me talking.

lou said to annmmc 05/31/2010, 10:59PM new!

Hello there annmmc:  I agree with you totally, about living with friends.  It seldom works for a long peroid of time.  Most of us feel, I'm okay, and you're okay, as long  as you can see things my way.  You never find out how a person really is til you live with them.  I'd rather go on a short vacation or short cruise, before I plan to commit myself for any length of time.  I truly feel that I should have peace of mind in my own house( now maybe that's strange), but I'd rather have a puppy and a gold fish to keep me companyif I feel the need.  Also, spend time with yourself, you'd be surprised to find out how interesting of a person you really are all by yourself.  You can go and come whenever you feel the need.  Sometimes I'm out and I'll see a resturant I've never been before and I'll stop just to see how it is.  T.T.Y.L  sista

lou said to lou 05/31/2010, 10:59PM new!

Hello again:  I fogot to add, that I do believe in staying near family and keeping a network of close friends, but I must have my own place.T.T.Y.L.sista

annmmc said to lou 05/31/2010, 10:59PM new!

Hi Lou: Your response reminds me of an experience I had a few years ago with one of my oldest and dearest friends -- one of the two I can call at any time of day or night, no questions asked, you know?  Well, we took a week's vacation together in a lovely (rented) mountain cabin, where we could hike, cook for ourselves, just hang out.  It was great, but I discovered the perfectionist streak that adds so much to her work overwhelmed me in the day-to-day upkeep of our place.  We couldn't walk out the door unless the salt shakers were aligned properly on the table, etc. and she worried constantly that we might damage something that wasn't ours.  Hoo-boy -- I could not live with that energy in my living space, but I love her dearly and still wish we lived closer. 

I've lived alone (with my dog) for eleven years now, and love it.  I'm a writer, always working on a book, and my work depends on that strange combination of discipline and fluidity that's necessary to making something new.  I must have my daily writing routine with no interruptions, as well as the freedom to up and go for research, inspiration or just a change of scene to give the discipline a rest. But I must choose the timing for that myself.

So really, i am just as much a perfectionist as my dear friend is -- it's just applied in different ways.  I would probably drive her nuts, were we to share a house.  HA!

 

Moongirl007 said to annmmc 05/31/2010, 10:59PM new!

I agree with you, annmmc -- home ownership has a lot of downsides that people often seem blind to. Yes, there are some situations where you can make a lot of money on a house. But you can lose a lot, too. Just ask all the Floridians who are upside in their mortgages. Not to mention the responsibilities and expense of home maintenance, rising taxes, etc.

Me, I already have decided one house is enough. No vacation property for me. I have friends who have a family vacation house in Maine but it seems like they spend most of their time there working on the place rather than relaxing and enjoying the beautiful area.

rosesam said to teritwo 05/31/2010, 10:59PM new!

I also live in Texas - just north of Houston. I have to say that it is hard to decide on where to go/live for retirement. I think I have decided that since my Grandkids are all here, that maybe staying somewhere nearby them is a good idea. I see where my parents moved to Florida, had a great time, but are now in their mid to late 80's and are having trouble w/ keeping up with daily routines. We can't really help them as they are so far. They can't sell their condo, due to market, they live on the 2nd floor w/ not elevator and have health issues. Very scarey for us as well as we are always looking to see if they are alright. My Dad already fell, had a large full dresser fall on him, he fainted, my Mom's heart is bad and she looses her breathe on those stairs. I truely feel helpless and I wonder if they do too. They have their friends there, but I see that maybe living your "dream" and moving too far away from family gets to be a problem later in life. Maybe staying where you are at is the answer, and just plan on renting a place of cooler weather, warmer weather, for a few months is the answer. I don't know yet, but this sounds reasonable to me.  We also need to downsize badly as this house of ours is just too much, costly to keep up with. Although, this investment was to be part of our retirement package. --So hard to decide. I still think living near family is important for future years. Just my take on things from an observance point of view.  

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bluerati said to teritwo 05/31/2010, 10:59PM new!

I love the San Francisco Bay Area.  Climate is wonderful, views beautiful, and very diverse.  Also major universities, art and cultural activities, and wonderful classes and presenters.  Also closes to some of the most beautiful national parks, forests, and mountain areas.  My dream is San Francisco for the best of all possible worlds.

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2Gardenias said to bluerati 05/31/2010, 10:59PM new!

I think Santa Cruz is also a great place.  You are so close to the forest, the ocean and downtown.  It is also close to San Francisco.  I do have a circle of friends in Los Angeles and moving alone to S.C. is a little scary.  It is not easy to meet new friends when one is no longer studying or working.

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bluerati said to 2Gardenias 05/31/2010, 10:59PM new!

Thanks for the heads up.  I am looking forward to exploring California.

Aileen G. Baron said to bluerati 05/31/2010, 10:59PM new!

If I had my druthers, I'd live in San Diego, the land of perpetual spring. The climate is perfect, the food is wonderrful, and Balboa Park has theatre, concerts, and museums for every interest. As for making new friends, start by becoming a docent in the museum of your choice.

Pennie541 said to Aileen G. Baron 05/31/2010, 10:59PM new!

Aileen, I am a San Diego Native, lived there 65 years.  But as a place for retirement, un;ess you are very financially secure, it is not a good choice. High housing costs, high prices on entertainment and so many other things made living on my retirement income, a teacher's retirement salary, very difficult.  It would  have been easier had I not divorced my husband of 37 years, but that's another story. I remarried and moved to the Columbia River Gorge on the northern border between Oregon and Washington.  The town of Hood River has proximity to Portland for city life, but the town itself is such a wonderful place and full of nice people. No sales tax and relatively low cost of other things makes it nice to retire. But don't tell too many people.  We don't want it to get crowded here. I miss my friends and family, but I am making new friends which is very stimulating.  Also I like the change of seasons here. 

Luli said to 2Gardenias 05/31/2010, 10:59PM new!

Hi 2Gardenia,

Your post struck me: not easy to meet new friends when one is no longer studying or working...it is so true. I've been off work a year, kind of an unplanned retirement. Hindsight: should have moved from here, in Michigan, to California where my 90 yr old mom and one brother I like live...I didn't move, thinking I'd be closer to an adult son who lives near. But he's making a life, very little need for his mom (me) right now. Sometimes I feel adrift here -- I'd hate to move farther away from adult sons, even if they aren't currently in my life regularly -- (I think I'm threadjacking, sorry!)

My circle of local friends is smallish, relatively new -- two women!

I forced myself to volunteer at Humane Society here; shall continue, will take their training to be a greeter. I haven't found any one interest or compeling force to move west or take up a new career...

Thanks for the insight that helped me realize that my not working/studying contributes to a sense of lack of connection & possibilities for connection.

I love northern California -- S.C. is indeed lovely... best wishes to you.

 

 

Queen Bee said to Luli 05/31/2010, 10:59PM new!

You sound like me I retired a year ago here in MI on Lake Huron, I started attending a local church made friends that way and then added a book club to my list of activities.  Now I so busy I have to plan a day off.  I do a lot of volunteering and that helps make new friend.  But I HATE MI WINTERS! Been thinking of going someplace warm for just a few months.  However this can be costly and the high season in the south.

 

 

lou said to 2Gardenias 05/31/2010, 10:59PM new!

Good Morning:  I must say,  I am very partial to Calif.  I think anywhere a person chooses to live is just fine....Because don't we love to travel to find out how the other parts of the world live..huh!    There are parks, resorts, spas, resturants, etc.  where ever you are that you haven't seen yet.,,Oh yeah , I must mention a lot of very interesting people to meet.  Besides God watches over us wherever we are.  Have a blessed day , wherever you are thank God for blessing you to be on top of the ground rather than underneath.T.T.Y.L sistas

Omaha would be a great place to retire. The cost of living is reasonable. The summer's are hot, but nothing like Texas or Arizona. Winters are fairly mild. The health care is excellent and convenient. There are awesome restaurants and some excellent entertainment venues, art museum, zoo, community theater (started by the Fondas). It's an easy flight to Chicago, Denver, Dallas. Plenty of golf.

Moongirl007 said to teritwo 05/31/2010, 10:59PM new!

Hi all...

This post really interested me, as lately my husband and I have been talking a lot about where we might want to live when we retire (as if we ever will be able to afford to retire). Right now, we live in Fort Lauderdale, Fla., where many people USED to retire -- not so much any more, given that the place has become increasingly urbanized and housing prices are much higher. So far, we are thinking about what others have suggested here: the best way to do it is to keep our small, very moderately priced house (purchased long ago) here, and go elsewhere and rent for two- three months. Maintaining another household, even if we did a shared housing situation, probably would not be worth the money, we think. Plus if we rent, we aren't locked into one destination.

But I am curious about one thing: Many of you, understandably, mentioned family as one of the key factors in your retirement destination decisions. Do any of you have no children? Or very small families? My husband and I have no kids. He is an only child, so he has no siblings. I have one brother and his family, all of whom we like. But we only see them a couple times a year, so we are not super close. Do any of you face this situation? One reason we would like to maintain ties here is we have close friends. But I recognize if we face serious challenges as we age, we probably can't expect them to step up. Then again, sometimes family won't step up, either.

Sigh. Sorry. This one has been keeping me up nights lately. 

annmmc said to Moongirl007 05/31/2010, 10:59PM new!

Hi -- you've inspired me to add to my post above about staying put in the Dallas area.  I am divorced, have no children and have only one sibling, a sister who has never married.  So we're "it," and she lives in Colorado, which is a nice place to visit.  Our folks died when we were in our early twenties, and they happened to be the ones in their families who moved far from home, so my sister and I were never close to our cousins on either side, all of whom are now enjoying retirement near kids and grandkids. I'm not whining, just saying.  So over the years, I've worked hard to build a kind of family in each place I've lived, and since I think this job north of Dallas is my last one, why not continue to use the area as my home base.  I used to consider buying into that "dream" of moving to the "ideal" spot they try to sell retirees. I grew up in Florida and watched plenty of people move down for it.  (Some stayed and loved it, some stayed and griped about the heat and mosqitoes and prices and hurricanes, and some moved back to where they came from.)  So the prospect of chasing that idea makes me tired.  So much of it is marketing.  Nowhere is it written that "thou shalt raise up thy bones at 65 and once again seek greener pastures."  ;-)

annmmc said to annmmc 05/31/2010, 10:59PM new!

ps. I wonder, too, if the idea of moving at retirement could be a substitute for the work of deciding what one really wants to do next? 

My husband and I have no kids and small families. We already live in Omaha and the rest of the family lives back east. Omaha is a great place and I'd love to be able to keep our home here. We just bought a place in Utah near a ski area we like - skiing must be part of my husband's retirement - he lives for it. Also, I'd like to do something near a beach.

After doing a lot of thinking, my first choice is to be near excellent and affordable healthcare. That cuts a lot out right there. We don't want to have to leave a market if we're dealing with a health condition, nor do we want to fight hideous traffic to get to our various appointments - let's face it retired people spend a lot of time in doc offices. Luckily we have good friends here (but my Mom's friends back east have all moved away to retire - so there's no guarantee).

My former partner and his wife had lived all over the country - south, north, northeast, midwest. They had no kids. When it was time to pick a place where they wanted to be - they picked Omaha. He's since moved out and he's wishing to be back.

Moongirl007 said to Moongirl007 05/31/2010, 10:59PM new!

Thanks annmmc and Robin for your thoughts. It helps a lot to know I am not alone in this situation. I know it sounds silly, but lately I feel like I am surrounded by women who are making future plans based on their kids, grandkids... was wondering if I would be the only one in a retirement home some day with photos of my cats in my wallet instead of grandkids.

You both offered a lot of wisdom as far as making a "family of choice," which is what I have here. But of course, I know its always possible they could move and things could seriously change over the years. I am only 54, so I have a ways to go -- and need to keep working, probably here, as I have been with my company 32 years and am our household's main income.

Oddly, I have lived all over the country, including many places listed here: Omaha, San Francisco, Utah, Atlanta, etc. I did all that moving,usually every two years, between birth and age 20. But I have been here in Florida since, probably because I had enough of relocation as a child. My spirit and body feel at home in the Southwest (just got back from a long trip out there). My heart loves the Midwest. So maybe extended visits to different places as I get older really is the way to go, with my home base here.

Thanks for your kindness and insight.

KMartin said to teritwo 05/31/2010, 10:59PM new!

This truly is a dilemma I've thought about also.  I'll turn 64 next month, I live near Ft. Worth, TX & I'm single.  For now anyway, both of my children are in the DFW metro area.  

However, I'm increasingly tiring of the traffic & long to live in a smaller town/city.  There are several such locations around this area - small enough you don't have the same negative big city issues, but near enough to the big cities to give you a destination for special occasions, shopping, etc.

I don't care for extreme heat, but can handle heat easier than extreme cold.  So those factors alone eliminate a lot of places - especially since I'd never be able to maintain two homes.  I don't snow ski & although can enjoy a visit to the beach it's not important to me at all.     

My Mom & both of my brothers live in California, but I have no desire whatsoever to live in California.  The cost of living there is just outrageous compared to Texas & other areas in the Southwest.  I really have no desire to leave Texas, but if my children were to leave this area & move to a location I wasn't interested in, I'd likely consider New Mexico or Oklahoma before other places.,

I guess my primary focus is the cost of living before any other special amenities - out of pure necessity.  (Now if I could meet the man of my dreams & he had more money than I have, I could think of someplace else. Ha!)   

 

 

 

annmmc said to KMartin 05/31/2010, 10:59PM new!

Consider Denton, which is where I am.  College town, 35 miles from Dallas, 30 from FW.  Much cheaper than the cities.  It's very easy to live here.

portia said to teritwo 05/31/2010, 10:59PM new!

Cheap  and live with luxery for  just $1,000.00 a month of income.

Baguio City- is the summer capital of the Philippines located in 1500 above sea level on the  mountains. You can buy a beautiful cabin house with 3 bedrooms and 2  baths  for one hundred thousand dollars. You can get  24/7 house maid for $50.00 a month. There is  house call doctors and have a private nurse too at any time,food is very cheap. Plenty of international food chains, relaxing city and on and on. Do not need any private car because transportation is cheap  taxi or jeepney for twenty cents to a dollar.  Check out baguio city.com 

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hattie08 said to portia 05/31/2010, 10:59PM new!

I'd appreciate the lower cost of living, but I'd feel terrible underpaying a maid to that extent--even if that is the local norm.  When my kids were young, I recall paying $45 a day for household help here in the US (plus tax).  I don't want to sound like Miss goody-two-shoes but such low wages would give one pause.

portia said to hattie08 05/31/2010, 10:59PM new!

In Baguio City, Philippines $50.00 is actually 2,500.00 pesos depending on the foreign exchange. Sometimes it's more. For that amount the maid has free  room and board. Maids usually are treated like a member of the family most of the time. That's not bad in that region.

Most of the time people here can't afford to retire at 62. Most of them keep on working due to the cost of living and health insurance.I knew many nurses who are working in their 70's. It's bad but that's there is no other choices.

ellieup said to teritwo 05/31/2010, 10:59PM new!

I live in Philadelphia and the cold winters and humid summers are hard on my lungs. I have emphysema. I'm 68 and I need to continue to work as a psychotherapist. This week I'm visiting Tucson, Arizona to check it out as a place to move to. It looks good on line and in conversation with natives. I know it is hot in the summer but it is supposed to be very dry heat. I'll let you know what I think when I return. Ellen

teritwo said to ellieup 05/31/2010, 10:59PM new!

We went to Tuscon this month and yes it is hot but it is dry heat which is tolerable.  Tucson is one of our favorite cities.  You have the mountains  nearby and the beautiful scenery.  I really like the low key living and no traffic.   Cost of living seems ok because we looked at homes there but I believe they do have  personal state tax.  Here in Texas we do not have that and it is nice. 

rlroberts said to ellieup 05/31/2010, 10:59PM new!

Ellie, I lived in Tucson for two years.  I suggest looking at the south side of the city.  It is less congested. 

The Green Valley area is a beautiful, retirement oriented town.  It is a bit cooler there all year long and you will still have some of the greenery you are accustumed to in Philadelphia.  I am from Baltimore and really missed greenery.

You might also look at Yuma, AZ - also a retirement town but no greenery.

Good luck.   I hope you enjoy your trip.  Please post about it.  I would love to hear how you like it there.

debanne said to teritwo 05/31/2010, 10:59PM new!

I have a question... anybody out there know anything about retiring to North or South Carolina, about 20 minutes from the shore? that's where my hubby and I want to retire, it was our dream when we first got married and has not changed. We love the ocean and warm climates.

suegas said to debanne 05/31/2010, 10:59PM new!

Check out Seabrook Island and Kiawah Island SC.  They are beautiful islands on the Atlantic ocean about 35-40 minutes from Charleston SC.  Great medical care and a major aiport in Charleston plus all the cultural lifeyou could want.  Seabrook has a very large retired population and tons of things to do.  I have a single girlfriend who is retired there and she has a wonderful and varied life and has made alot of friends.  Those of us not yet retired love to visit!!   

debanne said to suegas 05/31/2010, 10:59PM new!

Thanks so very much. I'm going to look into right away!!

Jen Jen Bo Ben said to debanne 05/31/2010, 10:59PM new!

Look into Beaufort, SC - I lived there for two years.  It's wonderful.  Little village town right on the water, with lots of retired folks and plenty to do - arts/theatre/nice dining/etc.  Only half hour to Hilton Head Island, 45 minutes to Savannah, and 1.5 hours to Charleston (Beaufort is like a mini Charleston).  It is full of history, too, being the only city that was not burned during Sherman's march.  There is a branch campus of University of South Carolina there, with free classes for retired folks.  And many movies were filmed there, including The Big Chill, Prince of Tides, The Great Santini, Forest Gump, Forces of Nature, GI Jane, Jungle Book, Legend of Bagger Vance, etc...It's very safe, clean, and affordable.

debanne said to Jen Jen Bo Ben 05/31/2010, 10:59PM new!

What's the weather like there in the middle of summer?? It sounds wonderful, I'll put it on my list and check it out.

Thank you so much.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Queen Bee said to teritwo 05/31/2010, 10:59PM new!

I'm thinking about Gainesville, Florida it's a University town their should be lot's to do.

I need a reasonable rent, I'm checking into that right now.  Is anyone lived in Gainesville?

Moongirl007 said to Queen Bee 05/31/2010, 10:59PM new!

Hi, Queen Bee: I have not lived in Gainesville, but am a Floridian who has been there many times. I have a friend who lives there now -- many South Floridians retire to Gainesville or central Florida -- and loves it. It is a pretty college town, small city really, and reminds me a lot of the University of Missouri, where I went to school. Excellent medical center. Some cultural activities, as the college is there. Housing costs are going up but its cheaper than down here. Also, if you like the outdoors, is close to some nice wildlife preserves and hiking areas like the Ocala National Forest. You do have a change of seasons and a fall, although its not a lovely full autumn like further north, but no snow or bitter cold. Growing numbers of retirees, so its not like you will be the only one and surrounded by young students.

Downsides: It truly is in the middle of nowhere. So if you are a person who needs some city life (Broadway touring companies, unusual stores, diverse restaurants), you are going to feel pretty isolated. Somewhat conservative, even for a college town. At least an hour from any major airport. Really hot and sticky during the summer, as there are no ocean breezes (but at least they don't get hit as often by hurricanes, although storms do go across the center of the state). Life pretty much centers around the university; it's the major employer in town. Football weekends a nightmare.   

So... like any place, it will have it pluses and minuses. Do you know anyone there? I am not sure how easy it would be to make a new circle of friends. However, my friend has met people through the UU church there and she seems very happy.

Queen Bee said to Moongirl007 05/31/2010, 10:59PM new!

Thank you, maybe I should rethink, I live app 50 north of Detroit Mi now so art, museums Broadway it something I really would like to be near.  Maybe I should look further south but I'm concerned about cost of living near the big cities. Originally thought about the gulf side, however with everything going now.  That may be out of the questions.  Any other suggestions?

2Gardenias said to teritwo 05/31/2010, 10:59PM new!

The cost of living is very important but how about meeting men over 60 years old - what would be the best city to move to...?  Have anyone lived in condominiums/townhomes for over 55...?  

vickibedford55 said to teritwo 05/31/2010, 10:59PM new!

Although some would say the wet winters are a minus, I'd rate Portland, OR as a great choice for retirement. Summers are mild. About an hour to the beach communities on the Oregon Coast for quick getaways. This is a progressive, environmentally-conscious community with excellent public transportation (including "flex" cars that can be rented cheaply by the hour or the day). We have a vibrant, exciting city with outlying areas from 20 to 30 minutes outside of town that put you right in the forest, if you prefer "country life" with the benefits of a nearby metropolitan area. No sales tax. Cost of living here is quite decent. I moved here from California for that very reason.

teritwo said to vickibedford55 05/31/2010, 10:59PM new!

The Northern west coast was next in line to visit.  It does have mountains and ocean which are two of my favorite things.  I love  Maine and would not mind having a house there but the winters are too harsh  I am a southern girl and do not think I can make it.  Maybe the subject I started is should you have 2 smaill homes or rent one out during the year to go to your favorite place and not worry about owning anything else.

annmmc said to teritwo 05/31/2010, 10:59PM new!

I'd say don't own two places, unless you can afford the upkeep and management (and room in your brain) for two.  At one point I considered buying a summer place, and everyone I consulted say no, no, no -- the pain, worry and expense overshadow any advantages.  There is nothing wrong with renting in a place you want to visit for a period every year.  Just pack your suitcase and go.

2Gardenias said to annmmc 05/31/2010, 10:59PM new!

How about Panama City, Costa Rica or a place in Nicaragua.  You could then own two homes.  It is affordable to live in those places I mentioned.  

sunsetwriter said to 2Gardenias 05/31/2010, 10:59PM new!

Oh, glad you mentioned that! I am from Panama....The country has been enjoying an economic boom for the last 5 years. You should look into it. The place is beautiful, with something for every one: beaches, mountains, cities, small towns. Friendly people, great retirement incentives, banking system that works, the dollar is used as currency, AND a health care system up to the best in the First World. It is also very reasonable to live there and thousands of expats call it home.....

lou said to annmmc 05/31/2010, 10:59PM new!

Hell Annmmc:  How you've had a blessed day .  I am in Calif.  , the weather is so beautiful out here.  I agree with whoever said , it's nothing wrong with renting ., at least the upkeep is on someone else..  It's nothing like packing your suitcase leaving to visit wherever you want with no extra baggage to worry about..  Sometimes I have a time with just myself, so anything else would be a real issue for me.  That's one of the advantages of being retired, you don't have to have extra burden unless you choose to have them.T.T.Y.S.  sista

annmmc said to lou 05/31/2010, 10:59PM new!

Hi Lou: I agree, this is not the time to take on burdens we don't want.  I imagine it's possible that some might be afraid of the weightlessness -- all that freedom -- yikes!  But that leaves space for something different, including simply beautiful space.  Always a good thing, I've found.  Have a wonderful day --

lou said to annmmc 05/31/2010, 10:59PM new!

Good Morning Annmmc:  Got your message and was glad to hear from ya.  I guess some may be afraid of the weights, but just think ,  there's so many things in life we haven't seen or experienced yet.  Having too much baggage prior a trip or adventure, you have boxed yourself in such a linmited space that in case you choose to pick up something else ...you can't , you're already full to the brim.  Maybe , I'm just inquisitive about so many things and people.Oh well..see ya sista

annmmc said to lou 05/31/2010, 10:59PM new!

Good morning Lou,  I love the way you put that -- if you have too much baggage you can't pick up anything new.  What a wise thought, and I'm with ya on that!  Thanks so much.  Ann

Sahayoga said to annmmc 05/31/2010, 10:59PM new!

This my friends, is excellent advise. I now own 2 places - a yoga retreat and an 1100 square foot place. I am selling the yoga retreat - I need to stop working 7 days a week. Perhaps I will become a writer :)

Kim Johnson Gross said to teritwo 05/31/2010, 10:59PM new!

If you enjoy outdoor activities, check out Ketchum/SunValley Idaho. It's beautiful, weather is magnificent most of the year, great restaurants, many retirees live here year round and leasing now is a very good deal.

Queen Bee said to teritwo 05/31/2010, 10:59PM new!

Everyone has come up with good suggestions, but I'm wondering the cost of rent.  I'm looking for a cute

little cottage by the sea, I was wondering about  the the gulf on the Florida side is starting to smell very bad

has anyone heard this.  Or is anyone living near the Florida gulf, and would you still recommend the gulf side?

How about cost of rent near Clearwater, is it still high?

 

Moongirl007 said to Queen Bee 05/31/2010, 10:59PM new!

Hey Queen Bee: I am replying here rather than your post about Gainesville, where I weighed in before.

It seems that rent prices is one of the most important factors for you. Anytime you live on or near the ocean, it will cost more. The west coast (Clearwater, St. Pete Beach) is a little quieter than the Florida east coast where I live, and Tampa Bay is very lovely. But while its a little less expensive than here, it's not a lot. Rents went down for awhile in Florida, while the housing market was bad, but they are starting to inch back up. In terms of price, you might do better in the smaller Gulf Coast cities in Alabama and Mississippi. But again, no place on a coast is going to be super affordable. 

annmmc said to Moongirl007 05/31/2010, 10:59PM new!

Hi -- I can add a little to that.  I have close friends on the coasts in AL and MS. It's not too affordable there, either.  I know that in MS, Katrina forced coastal homeowners to take on much higher insurance costs, which they must pass on, of course. One friend moved an hour north of the MS coast to save money, and drives down when she wants to see the beach.

I wonder about coastal towns that don't have significant beaches.  I visited Carrabelle FL in the panhandle recently, and there are lots of empty properties due to Ivan and the bust.  There's a small beach there, and not many amenities.  But you sure could get away from it all.  Tallahassee is an hour north. 

Pure and Natural